Tampa Auto InsuranceTampa is along the Gulf Coast of Florida and the third most populous city in the state. The city's economy is based on tourism, construction and health care. Tampa is home to McDill Air Force Base and U.S. Central Command.Busch Gardens Tampa has roller coaster rides, animal habitats and live shows. Big Cat Rescue is a sanctuary for abandoned and abused big cats like tigers, lions, ocelets and bobcats that allows visitors to come see the animals in their habitat. Bok Tower Gardens surrounds a 205-foot carillon tower with designed gardens and a wilderness preserve.Cost of Car Insurance in Select Tampa NeighborhoodsWe sampled 3 different zip codes/areas of the Tampa metro area to give our readers a good indication of what they might expect from rates in their part of town. Included in the study were New Tampa (33647), Downtown Tampa (33605), and South Tampa (33611). While this doesn't comprise each and every zip code in the city, rates in and around these areas will be similar and can be used as a proxy for rates in your town. Here's a look at average car insurance rates in Tampa for each area:The correlation between larger and denser urban areas being more expensive holds true in Tampa as residents in the Downtown area pays a 15-18% premium versus both New Tampa and South Tampa.New Tampa Car Insurance RatesNew Tampa is a 24 sq/mi area in the northern part of the city, and according to the City of Tampa, has accounted for over 50% of Tampa's growth in recent years. In regards to its auto insurance premiums, residents of areas in and around New Tampa are looking at an average annual insurance premium of $1,675 on their automobiles. If you're a 30 year-old, single male you can expect your average premium to range between $68 and $226 per month, married couples at 60 years are looking at rates of $79 to $191 monthly, and 21 year-old, single females can expect to pay between $100 and $293. Downtown Tampa Car Insurance RatesTampa's flourishing business district is home to around 7,000 residents despite it's small size (0.8 sq/mi). City-dwellers living downtown can expect the highest car insurance rates for any part of the city at an average of $1,924 per year or $160 per month. 30 year-old, single men can expect monthly premiums between $79 and $259 per month, a married couple in their 60's will pay between $71 and $216 monthly, and young, single female will have the largest premium variation and can expect to pay between $100 and $332 each month.Cheapest Auto Insurance Companies in TampaBased on our data, the three best auto insurers with the lowest premiums were Electric Insurance, State Farm and Allstate. Rates were sampled across all three demographics (Single Male, 30; Married Couple, 60; and Single Female, 21). The average annual insurance premium across demographics for these three inexpensive insurers in Tampa was $1,096.Most Expensive Insurer in TampaOn the other end of the spectrum are the three most expensive auto insurers we sampled for the Tampa area. From most expensive to least expensive they are, Direct General, Mercury Inurance and Allied Insurance. Like we did with all rates, samples were taken across all three demographics mentioned above. The average annual insurance premium across demographics for the three priciest auto insurers was $2,462.

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