Lutz began with the construction of a small train depot on the Tampa Northern Railroad. The area surrounding the depot officially became known as "Lutz" when the U.S. Postal Service authorized a post office.

The community was named for W. P. Lutz, who was credited with bringing the railroad to town. As people moved to the rural community from Tampa, the Lutz area continued to grow until it no longer depended on the "Lutz Junction", which was demolished in the late 1960s. In 2000, a replica of the depot was rebuilt in the approximate location, which is now at the intersection of Lutz-Lake Fern Road and U.S. Highway 41.

The post office's structure is still in the same place today, although it is now an art gallery. A public library is located behind the train depot replica. This area is known as "Beautiful Downtown Lutz". Part of the movie Edward Scissorhands was filmed on Tinsmith Circle in the neighborhood of Carpenter's Run in Lutz. In the credits the town is named in the "Thank you" section. Lutz has earned the bizarre nickname "Cactus Hat" due to an abundance of Cleistocactus that mysteriously sprouted up in 2003. The strange and sudden cacti growth has never been explained, and the cacti can still be seen around town.

As of the census of 2010, there were 19,344 people, 7,250 households, and 5,405 families residing in the community. There were 7,822 housing units.

The racial makeup of the community was 88.8% White, 4.8% Black, 0.4% Native American, 2.5% Asian, 0.1% Pacific Islander, 1.4% some other race, and 2.1% from two or more races. Hispanic or Latino of any race were 12.8% of the population. Of the 7,250 households in the community, 33.3% had children under the age of 18 living with them, 61.7% were headed by married couples living together, 8.7% had a female householder with no husband present, and 25.4% were non-families. 19.4% of all households were made up of individuals, and 6.4% were someone living alone who was 65 years of age or older.

The average household size was 2.65, and the average family size was 3.04.[9]In the community 22.5% of the population were under the age of 18, 8.0% were from 18 to 24, 22.2% from 25 to 44, 35.0% from 45 to 64, and 12.3% who were 65 years of age or older. The median age was 43.3 years. For every 100 females there were 99.6 males.

For every 100 females age 18 and over, there were 98.3 males.[9]For the period 2011-15, the estimated median annual income for a household in the community was $67,847, and the median income for a family was $88,024. Male full-time workers had a median income of $55,180 versus $42,122 for females. The per capita income for the community was $35,035. About 4.2% of families and 6.7% of the population were below the poverty line, including 7.8% of those under age 18 and 2.8% of those age 65 or over.

Tampa, FL Facts & Information

Nestled on Florida’s west coast in Hillsborough County, Tampa is the state’s third largest city with a population of 335,709 as of the 2010 Census. Some historians dispute the origins of the word “Tampa,” but most believe it means “sticks of fire” in the language of Calusa, a Native American tribe that once lived south of Tampa.

Tampa was first settled in 1824 when the US Army established Fort Brooke at the site of today’s Tampa Convention Center. The village of Tampa began when pioneers settled near the fort for protection of the Seminoles in the area.

The median household income in Tampa from 2005-2009 was estimated to be $44,755. A number of Fortune 1000 companies like Raymond James Financial and TECO Energy call Tampa home, and MacDill Air Force Base is a major employer in the area.

The Lee Roy Selmon Expressway and Veteran Expressway bring traffic to and from Tampa, and Interstates 4, 275 and 75 run through the city.  Rail service is available through the historic Tampa Union Station, as well as the Atlantic Coast Line Railroad.  The s main hub is the Marion Transit Center in downtown Tampa and serves nearly 30 local and express routes. Tampa’s main airport is Tampa International Airport, while Peter O. Knight Airport, Tampa Executive Airport and St. Petersburg-Clearwater International Airport are nearby.

Public, primary and secondary education in Tampa is operated by the School District of Hillsborough County, ranked as the eighth largest school district in the nation with approximately 190,000 students in 208 schools. 12 of the district’s 25 high schools are included in s Best High Schools.  The University of South Florida, the University of Tampa and Hillsborough Community College are also in Tampa.

You’ll find yourself on the edge of Africa at Busch Gardens as you experience up-close encounters with amazing animals, a safari across the Serengeti, pulse-pounding roller coasters and live entertainment. Tampa’s Lowry Park Zoo has been rated the Best Zoo In America by Parents Magazine, and the Florida Aquarium is recognized as one of the top 10 aquariums in the country.  Possibly the most anticipated annual event in Tampa is the Gasparilla Pirate Festival, a mock pirate invasion.  Held since 1904, Gasparilla now draws more than 400,000 spectators.

The Tampa Bay area is home to professional teams in three major sports – the Tampa Bay Buccaneers of the National Football League, the Tampa Bay Rays of Major League Baseball and the Tampa Bay Lightning of the National Hockey League.  College football’s Outback Bowl is also played on New Year’s Day at Tampa’s Raymond James Stadium.

To learn more about what Tampa, FL has to offer, from cultural and community events to local business and government, visit the official website of the City of Tampa, FL. Looking for some Free Things To Do in Tampa? Visit our most recent blog post.

Tampa is along the Gulf Coast of Florida and the third most populous city in the state. The city's economy is based on tourism, construction and health care. Tampa is home to McDill Air Force Base and U.S. Central Command.Busch Gardens Tampa has roller coaster rides, animal habitats and live shows. Big Cat Rescue is a sanctuary for abandoned and abused big cats like tigers, lions, ocelets and bobcats that allows visitors to come see the animals in their habitat. Bok Tower Gardens surrounds a 205-foot carillon tower with designed gardens and a wilderness preserve.a

Auto Insurance Lutz, FL

Tampa Auto Insurance

Tampa ZIP code 33603 is the most expensive place in the Tampa metropolitan area for Florida car insurance, $600 more than the cost of the cheapest, according to our rate analysis of six major car insurance companies.Comparison shopping is critical to finding the best rates regardless of where you live because no two insurance companies will price a policy at the same amount. The wide range in rates from different insurers for the same driver in the same car in the same ZIP code shows why it's prudent to compare car insurance companies. For example, the highest rate from any carrier for ZIP 33603 in our analysis was $3,016 -- 192 percent or three times more than the lowest ($1,031).That means the savings could be hundreds or even thousands of dollars for those who shop around.To see how Tampa car insurance rates compare, use our average rates tool below. Enter a ZIP code and it will show the average rate, as well as the highest and lowest, for your location.

The average rate of $2,001 in ZIP code 33603 is the highest in the four-county Tampa-St. Petersburg-Clearwater Metropolitan Statistical Area. The least expensive average rate in the Tampa metro area is $1,401 in Brooksville ZIP code 34601 in Hernando County. The average rate of $1,579 in ZIP code 33705 ranked No. 1 in St. Petersburg.

You’ll see in the chart below the top 10 most expensive ZIP codes for car insurance in Tampa, and how much you can overpay if you don’t compare rates.

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